Warm water is a must, not willing to wear a wet suit. I don't want any huge waves but nothing weak & small, preferably a few feet over head max. Clear water & snorkeling near is a plus. Preferably the waters shouldn't be shark infested.

I've been thinking one of the Hawian islands, but it seems like the waves would be pretty large most places then. Sharp coral reefs + big waves make me a bit edgy.

Thoughts?