Any right or wrong here?

Surfing my usual beach last weekend on my longboard - I've been surfing for half a year. The beach is huge and used mainly by beginners, intermediates and surf schools.
There's no real line up as the waves roll right across the bay and folk surf where they want - plenty of space normally.
I was paddling out, plenty of space, and see a wave coming towards me so I prepare to turn turtle with the board. Also see an intermediate surfer coming down the wave in my direction - he sees me in plenty of time. I still roll over before the wave hits.
I'm guessing he will have had enough skill to surf past me but when I surface he is near me, off his board. I just wondered if I put him on more danger with having the fins up, but then I would have been wiped if I never turned over.
There was no trouble, but got me thinking. Any right or wrong here?
There's no real line up as the waves roll right across the bay and folk surf where they want - plenty of space normally.
I was paddling out, plenty of space, and see a wave coming towards me so I prepare to turn turtle with the board. Also see an intermediate surfer coming down the wave in my direction - he sees me in plenty of time. I still roll over before the wave hits.
I'm guessing he will have had enough skill to surf past me but when I surface he is near me, off his board. I just wondered if I put him on more danger with having the fins up, but then I would have been wiped if I never turned over.
There was no trouble, but got me thinking. Any right or wrong here?