Im So Cold Brrrrrrrrrrrrrrrrrrrrrrrrrrrrr!!

Okay iam moaning as i realise some of you are surfing in much much colder water than me but what can i say im delicate
Anyway the temps here have dropped somewhat to around 3-7'c (35-45f) when i go in the morning the water temp is around 15c or below so im realling feeling the bite. My 3/2mm is fine for the miday surf when the sun is out but im in at all awkward hours so when the sun goes down or at dawn my poor body can not hack it. Its mainly my chest that gets it from the biting wind. So im thinking about getting some layering any idea's? I am like practically broke all my money is going to a new board so anything over $65 i cannot really (well i might dive into the non existant savings
) afford
Thanks

Anyway the temps here have dropped somewhat to around 3-7'c (35-45f) when i go in the morning the water temp is around 15c or below so im realling feeling the bite. My 3/2mm is fine for the miday surf when the sun is out but im in at all awkward hours so when the sun goes down or at dawn my poor body can not hack it. Its mainly my chest that gets it from the biting wind. So im thinking about getting some layering any idea's? I am like practically broke all my money is going to a new board so anything over $65 i cannot really (well i might dive into the non existant savings


Thanks