cracks around the fin screws

Hey all, I thought I'd take my side fins off and give a single fin a try yesterday. This was the first time I've even really looked at my fins since I bought my board in June. The shop-keep assembled it for me and I hadn't touched them since. So I put the key in and that's when I noticed cracks around 3 of the 4 side fin screws.
The board's epoxy and the cracks don't feel like they're flaking off (they're level with the rest of the board) Is that something to be concerned about? I'm wondering how it even happened... could it have been from highway driving with my board in its bag? Do people usually remove the side fins when driving? Temperature fluctuation? The board has been going from as low as -5C to 20 in the house lately. I can take a photo of the cracks if needed
Thanks for your thoughts!
The board's epoxy and the cracks don't feel like they're flaking off (they're level with the rest of the board) Is that something to be concerned about? I'm wondering how it even happened... could it have been from highway driving with my board in its bag? Do people usually remove the side fins when driving? Temperature fluctuation? The board has been going from as low as -5C to 20 in the house lately. I can take a photo of the cracks if needed
Thanks for your thoughts!